New Ross, IN Heating System Replacement Costs — HVAC Guide

Estimated Read Time: 12 minutes

A new furnace is a big decision. If you’re researching furnace replacement cost, you’re likely facing rising bills, constant repairs, or unreliable heat. This guide breaks down every price driver, from equipment to installation extras, so you can budget with confidence and avoid surprises. We’ll also share how to save with seasonal tune‑up specials, financing options, and a clear, step‑by‑step installation plan that protects your home and your warranty.

Furnace Replacement Cost at a Glance

Most homeowners in Crawfordsville, Lafayette, and surrounding towns spend a wide range depending on system type, efficiency, and installation needs. Here’s what drives the total:

1. Equipment price
2. • Gas furnace tier: standard, mid, and high efficiency.
   • Size matters: larger homes need higher BTUs.
2. Installation complexity
3. • Venting, gas line, electrical, and condensation handling.
   • Code compliance and safety checks.
3. Ductwork condition
4. • Reuse, repair, or replace affects cost and comfort.
4. Add‑ons and accessories
5. • Smart thermostats, air quality upgrades, and surge protection.
5. Guarantees and warranties
6. • Labor, equipment, and workmanship coverage.

Two grounded facts to set expectations:

• Most gas furnaces last 15 to 20 years with proper maintenance, so your choice affects long‑term operating costs.
• High‑efficiency gas furnaces often reach 95 to 98% AFUE, which can cut fuel use compared with older 70 to 80% AFUE units.

"Very professional and honest. Got my heat back on as soon as the part came in."

Equipment Choices: Efficiency, Fuel, and Size

Selecting the right furnace balances upfront price and long‑term savings.

• Efficiency (AFUE)
• • Standard efficiency: typically 80% AFUE. Lower upfront, higher utility costs.
  • High efficiency: 90 to 98% AFUE with sealed combustion and secondary heat exchangers. Higher upfront, lower bills.
• Fuel type
• • Natural gas is most common. Propane is an option where natural gas is not available.
  • Electric furnaces exist but often have higher operating costs unless paired with specific rate plans.
• Sizing and right‑sizing
• • A load calculation considers square footage, insulation, windows, and duct layout. Oversized furnaces short cycle and wear out faster. Undersized systems struggle in cold snaps.

Insider tip for our area: older homes in towns like Lebanon and Thorntown often have mixed insulation quality. A proper load calculation prevents oversizing that can cause noisy operation and uneven temperatures.

"A great experience having Tony service our furnace. He was thorough and courteous, explained everything in a clear and strait‑forward way. I highly recommend Summers and Tony in particular. Thanks!"

What’s Included in Professional Replacement

A quality installation does more than swap a box. It protects efficiency, safety, and warranty coverage.

Here is our standard process:

1. Home assessment and options
2. • We review comfort complaints, energy bills, and airflow.
   • You get clear, upfront pricing before work begins.
2. Safe removal and site prep
3. • Disconnect gas, electrical, and venting to code.
   • Protect floors and work areas.
3. Manufacturer‑approved install
4. • Level and secure the furnace, connect venting, gas, condensate, and electrical.
   • Calibrate thermostat and controls.
4. Performance testing and walkthrough
5. • Check static pressure, temperature rise, and combustion.
   • Show you filter access, maintenance steps, and warranty terms.

Hard fact: Proper installation and maintenance are often required to keep manufacturer warranties valid. Our team prioritizes this from day one.

The Hidden Costs Homeowners Miss

These items commonly change the final number. Planning for them avoids last‑minute surprises.

• Venting changes
• • High‑efficiency units typically need PVC venting and a condensate drain. Conversions can add labor and materials.
• Gas line updates
• • Undersized or aging lines may need upgrades to support new BTU loads.
• Electrical and condensate
• • Dedicated circuits, surge protection, and safe condensate disposal keep the system reliable.
• Ductwork repairs
• • Leaky or restricted ducts waste energy. A small repair can boost comfort and cut bills.
• Code and safety items
• • Local codes require correct clearances, shutoff valves, and combustion air. Inspections help ensure compliance.

"Donald found an issue that was from the time the furnace was installed and had not been caught by any of the other service techs. Great customer service."

When Repair Makes Sense vs. Replace

Use these simple rules when you’re on the fence:

1. Age and frequency
2. • If your furnace is over 15 years and repairs are piling up, replacement usually wins over time.
2. 50% rule
3. • If a repair approaches 50% of replacement cost and the unit is older, invest in new equipment.
3. Energy bills
4. • A jump in winter gas usage often signals a failing heat exchanger, poor draft, or mis‑sized system.
4. Comfort and safety
5. • Hot and cold spots, frequent cycling, or a cracked heat exchanger point to replacement.

For families in Crawfordsville, a new high‑efficiency unit can stabilize temperatures during those windy January nights and cut noise for bedrooms near the mechanical room.

Ductwork: The Silent Budget Driver

Even the best furnace underperforms with poor ducts. Consider:

• Condition
• • Kinks, crushed runs, or unsealed joints reduce airflow.
• Sizing
• • Undersized returns cause high static pressure and noisy operation.
• Upgrades
• • Adding a return in a far bedroom or sealing key joints can resolve chronic cold rooms.

Budget guidance: minor sealing or adding a return can be a modest addition, while full replacement is a larger line item. We test airflow and pressure to recommend only what you need.

Add‑Ons That Actually Pay Off

Not every accessory is a must. These additions often deliver comfort and protection without breaking the budget:

• Smart thermostat
• • Better scheduling and remote control, often with energy‑use insights.
• High‑MERV or media filtration cabinet
• • Improves indoor air quality and protects the blower.
• Surge protection
• • Shields sensitive control boards from electrical events.
• Humidification
• • Reduces dry‑air symptoms in winter and lets you feel warmer at lower setpoints.

"New furnace and ac setup. Husband thought he changed filter wrong... Tech checked it out and everything was right. Just that confirmation from a friendly, knowledgeable professional meant a lot! Thank you Summers heating and cooling. We love our new unit!"

Financing, Rebates, and Long‑Term Savings

A furnace is an investment. Focus on total cost of ownership, not just day‑one price.

• Financing
• • We offer flexible plans, including payments as low as $75 per month on qualifying high‑efficiency furnaces, subject to approval and terms.
• Utility and tax incentives
• • Many utilities run seasonal rebates for high‑efficiency gas furnaces. Check current local programs when you get your quote.
• Operating cost
• • A 95%+ AFUE furnace can reduce fuel use compared with older models, which helps offset the upgrade over its 15 to 20‑year life.

Local note: in towns like Crawfordsville, Jamestown, and Ladoga, older homes with original ducts can see big gains when sealing return leaks during replacement. That boosts comfort and helps the new high‑efficiency unit perform to spec.

How Maintenance Protects Your New Investment

Skipping maintenance is a hidden cost. It shortens equipment life and can void warranties.

Our tune‑ups follow manufacturer guidance and include:

• "Cleaning coils, burners, and blowers for improved airflow and healthier air quality"
• "Testing the thermostat and controls for accurate temperature readings"
• "Inspecting filters and replacing them if needed"
• "Measuring refrigerant and airflow for proper cooling operation"
• "Checking connections and electrical components for safety"
• "Lubricating any moving parts to prevent premature failure"

Members enjoy two tune‑ups each year, priority scheduling, and repair discounts. That lowers the odds of a mid‑winter breakdown and keeps efficiency high.

What to Expect the Day We Replace Your Furnace

Here is the typical timeline for a standard replacement in our service area:

1. Arrival and protection
2. • We call ahead, arrive on time, and protect floors and stairs.
2. Removal and prep
3. • Disconnect and remove the old unit. Verify gas line sizing and vent path.
3. Install and connect
4. • Set the new furnace, connect gas, vent, condensate, and electrical. Add surge protection if selected.
4. Test and verify
5. • Check combustion, temperature rise, and airflow. Address any duct issues noted during assessment.
5. Walkthrough and cleanup
6. • We show thermostat features and filter access, review warranties, and clean the workspace.

"I called this morning and they had a technician here by noon. Aaron was very helpful and explained the situation in great detail... Looking forward to many years of trouble‑free comfort."

Safety, Compliance, and Peace of Mind

Our licensed technicians follow local codes and manufacturer specifications. That includes:

• Proper combustion air and venting clearances.
• Correct gas shutoff, drip leg, and leak checks.
• Electrical safety and grounding.
• Condensate routing that prevents water damage.

We back installs with straightforward warranties on equipment and labor. You get clear documentation and a real person to call if you need help, day or night.

Quick Cost Checklist Before You Sign

Use this list to compare quotes:

1. Model, AFUE, and warranty length clearly listed.
2. Load calculation or sizing method documented.
3. Venting and gas line work included if needed.
4. Ductwork testing and any repairs itemized.
5. Thermostat and accessory options priced separately.
6. Permits or inspections handled by the contractor.
7. Maintenance plan and tune‑ups offered with terms.

Bring this to your in‑home estimate to make an apples‑to‑apples decision.

Special Offers for Local Homeowners

• Special Offer: $69 Pre‑Season Heating Tune‑Up. Must schedule by 2025‑11‑05. Cannot be combined with other offers and must be presented at time of service.
• Payments as low as $75 per month on a high‑efficiency furnace. Terms may apply. Offer valid through 2025‑11‑30. Call for details.

Call (765) 310-3070 and mention the $69 Tune‑Up to lock in your appointment, or schedule at https://www.summersphc.com/crawfordsville/

What Homeowners Are Saying

"Tony was at our home today to check out the heating system, part of our annual maintenance agreement. Professional, personable, and thorough. Happy to recommend him to anyone looking for quality HVAC service."

"This is the third time Steve has serviced my HVAC system and he did a great job again. Its always great to talk to Steve!"

"Technician was very friendly very professional discovered that the old system was having problems that were not cost effective. Bought a new heat pump from them. The technician played out the options for me and guided me through the whole process. New equipment to be installed tomorrow. To me that's good service, will use them again in the future."

Frequently Asked Questions

How much does a typical furnace replacement cost?

Prices vary by efficiency, size, and installation needs. Ductwork, venting changes, and accessories can move the total up or down. Get an in‑home assessment for a precise quote.

Should I repair or replace my older furnace?

If your unit is over 15 years old and the repair is near 50% of replacement cost, replacement usually makes more sense. Efficiency and reliability improve.

Do high‑efficiency furnaces really save money?

Yes. A 95%+ AFUE furnace uses less fuel than older 70–80% models. Over time, lower utility bills help offset the higher upfront price.

Will I need new ductwork too?

Not always. We test airflow and inspect ducts. Minor sealing or adding a return may be enough. Full replacement is only suggested if needed for comfort and safety.

How long does installation take?

Most standard replacements finish in one day. Complex venting, ductwork changes, or add‑ons can extend the schedule. We confirm timing during your estimate.

Bottom Line

Understanding furnace replacement cost means looking beyond the sticker price. Equipment efficiency, ductwork, and installation quality drive comfort and long‑term savings. For fast, transparent quotes in Crawfordsville and nearby cities, call a local team that backs its work and protects your warranty.

Ready for a Clear, Upfront Furnace Quote?

Call Summers Plumbing Heating & Cooling at (765) 310-3070 or book online at https://www.summersphc.com/crawfordsville/. Ask about the $69 Pre‑Season Heating Tune‑Up (schedule by 2025‑11‑05) and financing with payments as low as $75/month on qualifying furnaces. Get the right size, the right install, and the right price today.

About Summers Plumbing Heating & Cooling

For over 50 years, Summers Plumbing Heating & Cooling has served Crawfordsville and nearby communities with licensed, background‑checked technicians and upfront pricing. Our local pros handle furnaces, boilers, heat pumps, geothermal, and mini‑splits with warranties on equipment and labor. We offer 24/7 emergency service, flexible financing, and trucks stocked for fast fixes. Ask about our maintenance plans with priority scheduling and repair discounts. We live here, work here, and stand behind every job.